Best Forex Brokers That Accept Apple Pay

As digital payment systems evolve, traders increasingly seek brokers offering fast, secure, and convenient funding options. Apple Pay, Apple’s digital wallet, is gaining popularity for its seamless tap-and-go experience powered by NFC (Near Field Communication) technology. 

Originally, this system was limited to Safari on Apple devices. However, Apple Pay now works on third-party browsers like Chrome, Edge, and Firefox across iPhones, iPads, and Macs. Even Macs without Touch ID can use it via a paired iPhone or Apple Watch. It can also be used on Windows PCs through QR code scanning. This growing compatibility makes it a flexible choice for online payments.

In this article, we will explore some of the best forex and CFD brokers that accept Apple Pay, highlighting some of their best features. 

How To Select a Forex Broker That Accepts Apple Pay

Choosing a broker that supports Apple Pay can enhance the advantages of using this payment method. When evaluating the top Apple Pay brokers, it’s important to consider these key factors:

• Regulation and Reputation - It is very crucial to ensure the broker you pick has regulations from top financial organisations like the FCA, the ASIC, the CySEC, the NFA, and the CFTC, among others. Additionally, research the broker's reputation by reading reviews and checking their history to ensure a positive track record.
• Trading Platform - Evaluate the broker's trading platform for user-friendliness, available tools, and compatibility with your devices.
• Spreads and Commissions - You should consider the trading costs, such as spreads and commissions charged by the broker. These costs can significantly impact your profitability.
• Trading Instruments - Check if the broker offers the range of currency pairs and other financial instruments you are interested in trading.

With these factors in mind, let’s take a look at some of the best forex brokers that accept Apple Pay.

FP Markets

FP Markets is one of the top-tier forex and CFD brokers that accepts Apple Pay. This broker has integrated Apple Pay into its payment ecosystem, enabling clients to deposit funds conveniently using their iPhones, iPads, or Apple Watches. 

The Apple Pay feature utilises NFC and biometric authentication to ensure fast and secure deposits. With Apple Pay, traders can use various currencies, including AUD, CAD, CHF, EUR, GBP, HKD, JPY, NZD, SGD, USD, CZK, PLN, and AED. Deposits via Apple Pay are typically processed instantly, allowing traders to react quickly to market opportunities without waiting for funds to clear.

On another note, this broker provides access to over 10,000 financial instruments, including CFDs on forex, stocks, indices, commodities, and cryptocurrencies. FP Markets features low spreads starting from 1.0 pips on the standard account with no commission charges. In comparison, the raw account has spreads starting from 0.0 pips plus a $3 commission per side per lot.

Traders can choose from MetaTrader 4, MetaTrader 5, cTrader, and TradingView, all of which are fully compatible with iOS. This makes it easy for Apple Pay users to manage both funding and trading within the Apple ecosystem. Finally, FP Markets holds regulations from a variety of financial authorities. It has licenses from the ASIC in Australia, the CySEC in Cyprus, the FSCA in South Africa, and the CMA in Kenya, among others. 

72.44% of retail CFD accounts lose money

Pepperstone

Pepperstone is a globally recognised forex and CFD broker known for its tight spreads, lightning-fast execution, and wide range of market products. With a strong presence in over 160 countries, Pepperstone has built a reputation as a reliable broker for retail and institutional clients alike.

Pepperstone supports Apple Pay as a deposit method, allowing traders to fund their accounts with a simple tap on their iOS devices. Notably, Pepperstone does not have a minimum deposit requirement to open a live trading account. This means that investors can deposit whatever amount they want. The broker supports several account currencies including AUD, USD, JPY, GBP, EUR, CAD, CHF, NZD, SGD and HKD.

Pepperstone provides traders with access to over 1200 CFD instruments across multiple asset classes. These include more than 60 major, minor, and exotic forex currency pairs, popular commodities such as gold, silver, and crude oil, leading global indices including the S&P 500 and NASDAQ, stocks from major exchanges around the world, a selection of ETFs, and cryptocurrency CFDs.

There are two main account types available: These are the Standard account and the Raw account. The Standard account features spreads from 1.0 pips for major currency pairs and no commissions. In contrast, the Raw account has spreads starting from 0.0 pips and a commission depending on the trading platform used by a trader. 

For MetaTrader 4 and MetaTrader 5, the fee is $3.5, €2.60, £2.25, or CHF 3.30 per side per standard lot. TradingView and the Pepperstone Trading platform also charge a commission of $3.5 per side per lot. Meanwhile, cTrader offers the lowest commission at $3.0 per side per lot. For non-USD accounts on TradingView, cTrader, or the Pepperstone Trading Platform, all commission charges are automatically converted to the account's currency using the current spot exchange rate.

Pepperstone has regulatory oversight from some of the most reputable financial authorities globally. These include the FCA in the UK, the ASIC in Australia, the CySEC in Cyprus, and the DFSA in the UAE. Regulations are crucial because they help ensure a forex broker operates fairly, transparently, and securely.

With its combination of super-fast execution, world-class platforms, and a range of market products, Pepperstone is a leading choice for traders seeking a broker that supports Apple Pay.

75.3% of retail CFD accounts lose money

IG

IG is a popular forex and CFD broker that accepts Apple Pay for deposits and withdrawals. Founded in 1974, IG is one of the oldest and most reputable brokers in the industry. It operates under the regulation of several financial bodies, including the FCA, the ASIC, the BaFin in Germany, and the FSCA, among others.

Apple Pay is supported for eligible users with an instant deposit processing time. It provides a secure, fast, and convenient way to fund your trading account without manually entering card details. Traders can fund their accounts via Apple Pay, which enables them to use Face ID, fingerprint, or passcode to authorise a card payment with their phone. This feature enhances the deposit experience, especially for mobile traders.

IG offers access to over 17,000 markets CFDs, including forex, indices, shares, commodities, and cryptocurrencies. Traders can use a variety of platforms such as the IG trading platform, MetaTrader 4, ProRealTime, and L2 Dealer. The broker offers tight spreads starting from 0.6 pips on major pairs and supports multiple order types and advanced risk management tools.

70-74% of retail investor accounts lose money when trading CFDs with this provider.

Trading 212

Trading 212 is a user-friendly broker known for its commission-free trading and intuitive mobile app. The broker caters to a wide range of traders with CFDs on forex, cryptocurrencies, stocks, indices, ETFs, precious metals, and commodities. The broker features relatively low spreads with an average of 1.8 pips for the EURUSD pair, with no commission charged.

Apple Pay deposits are supported via the iOS app or Safari browser with no fee charged. The service uses NFC and tokenised encryption for secure and instant transactions. The broker’s platform is mobile-optimised with advanced charting tools, price alerts, and news feeds. While it doesn’t support third-party platforms like MetaTrader, its proprietary platform is designed for easy navigation.

Trading 212 has regulations from several financial organisations around the world. These include well-respected organisations like the FCA, the CySEC, the ASIC, and the BaFin, among others. Further, this broker offers negative balance protection and investor compensation schemes to ensure fund safety.

Capital.com

Capital.com is another online broker with a wide range of CFD trading options. With over 3,000 instruments, the broker provides access to CFDs on forex, indices, commodities, shares, and cryptocurrencies. 

Capital.com allows users to deposit funds using Apple Pay directly through its iOS app or via Safari on a Mac. The system utilises NFC technology, along with Face ID or Touch ID, to process payments securely. Apple Pay deposits are generally instant, and traders can use various currencies, including USD, EUR, GBP, and several other major currencies. This makes Capital.com particularly appealing to mobile traders seeking quick access to their funds with minimal friction.

Capital.com does not charge commission on any trades. Instead, its revenue comes mostly from spreads, which start from 0.6 pips for major forex pairs. The trading platforms available to use on Capital.com include MetaTrader 4, its own Capital.com platform, and TradingView. It also offers AI-powered insights, educational resources, and risk management tools, all built into its award-winning mobile app, which works on both iOS and Android devices.

Furthermore, Capital.com operates under the supervision of the FCA, CySEC, ASIC, and the Securities Commission of the Bahamas (the SCB). It maintains client funds in separate accounts, employs secure encryption, and adheres to strict regulations to protect users.

With its commission-free trading model and seamless Apple Pay support, Capital.com is a great option for modern traders who prioritise ease of use and mobile accessibility.

Key Benefits of Using Apple Pay to Make Deposits

Making deposits via Apple Pay offers traders several key advantages. These include:

• Fast Deposits - On most broker sites, traders can fund their accounts immediately using Apple Pay. No need to wait long for bank transfers.
• Highly Secure Payments - Apple Pay uses encryption, tokenisation, and biometric verification (Face ID or Touch ID) for extra safety.
• Contactless and Convenient - With NFC technology, users can deposit funds by simply tapping their device. 
• Broad Device Compatibility - Apple Pay works across iPhone, iPad, Apple Watch, and Mac, offering flexibility for all Apple users. It also works on several other devices outside the Apple ecosystem.
• Ideal for Mobile Traders - This payment method best suits mobile traders who can deposit and start trading straight from their phones.

Final Thoughts 

As mobile trading continues to rise, the integration of secure payment methods like Apple Pay becomes increasingly important. Thanks to NFC-based encryption, biometric authentication, and near-instant deposits, Apple Pay provides traders with an easy way to manage funds safely and efficiently.

Among the brokers that support Apple Pay, Pepperstone, FP Markets, and IG stand out for their robust platforms, competitive pricing, and strong regulatory oversight. Trading 212 and Capital.com are also noteworthy for their unique offerings. Each of these brokers caters to different trading styles, but all share a common commitment to convenience and transparency. Always conduct thorough research before investing with any broker to ensure you pick one that best suits your trading needs.