eToro vs XTB

Deciding between eToro and XTB for your trading setup? This broker comparison between eToro and XTB reviews regulation and trust, pricing and spreads, trading platforms, market coverage, deposit and withdrawal methods, and other key features to help you evaluate them side by side.

Who is eToro?

eToro is a global multi-asset broker and social trading network founded in 2007. The platform popularized copy trading, bringing together a large community of investors to trade and invest in a variety of market products. eToro now has a strong international presence and regulation across several jurisdictions. The official website of eToro is www.etoro.com.

The minimum deposit required to start trading with eToro is $50.

61% of retail CFD accounts lose money.

Who is XTB?

XTB is a global online broker founded in 2002 and listed on the Warsaw Stock Exchange. This broker is particularly recognized for its proprietary xStation platform, which provides fast execution, advanced charting tools, and a user-friendly interface. XTB offers clients access to a wide range of markets under competitive trading conditions. The official website is www.xtb.com.

The minimum deposit required to start trading with XTB is $0.

71% of retail CFD accounts lose money.

eToro vs XTB Side-by-Side Comparison

Year Established:
2007
2002
Regulations:
FCA (UK), CySEC (Cyprus), ASIC (Australia), FSRA (ADGM, UAE), MFSA (Malta) and FSA (Seychelles)
FCA (UK), CySEC (Cyprus), FSC (Belize), KNF (Poland) and SCA (Dubai, UAE)
Local Offices in:
London, Limassol, Hoboken, Sydney and Abu Dhabi
Warsaw, London, Berlin, Bratislava, Bucharest, Dubai, Jakarta, Paris, Madrid, Prague, Santiago, Belize City, Limassol and Lisbon
Trading Platforms:
EToro proprietary platform
XStation 5
Minimum Deposit:
$50
$0
Account Base Currency:
USD, EUR and GBP
USD
Broker Type:
Hybrid model (A+B Book)
Hybrid model (A+B Book)
Copy Trading:
Yes (CopyTrader™)
No
Payment Methods:
Credit and debit cards, bank wire transfers, e-wallets (Skrill, Neteller, PayPal)
Credit and debit cards, bank transfers, e-wallets (PayPal, Neteller etc.)

eToro, founded in 2007, operates under the regulation of the FCA (UK), CySEC (Cyprus), ASIC (Australia), FSRA (ADGM, UAE), MFSA (Malta) and FSA (Seychelles) and maintains local offices in London, Limassol, Hoboken, Sydney and Abu Dhabi. The trading platform available to use is the eToro proprietary platform, which is available on all kinds of devices.

eToro requires a minimum deposit of $50 (can vary by the country of the trader), and supports multiple base account currencies, including USD, EUR and GBP. Further, eToro operates under a hybrid model (A+B Book) and supports copy trading through its CopyTrader™ feature. Available funding methods include credit and debit cards, bank wire transfers, e-wallets (Skrill, Neteller, PayPal).

In comparison, XTB, established in 2002, is licensed by the FCA (UK), CySEC (Cyprus), FSC (Belize), KNF (Poland) and SCA (Dubai, UAE) and maintains local offices in Warsaw, London, Berlin, Bratislava, Bucharest, Dubai, Jakarta, Paris, Madrid, Prague, Santiago, Belize City, Limassol and Lisbon. Clients can only trade using its xStation 5 trading platform.

The minimum deposit accepted by XTB is $0 and the base account currency available is USD. XTB uses a hybrid model (A+B Book) and does not support copy trading. Deposits and withdrawals are supported through credit and debit cards, bank transfers, e-wallets (PayPal, Neteller etc.).

eToro vs XTB Market Instruments

Total number of market instruments:
7,000+
11,500+
Tradable CFD Assets:
Forex, stocks, indices, commodities, etfs, cryptocurrencies + real stocks, etfs and crypto
Forex, stocks, indices, commodities, cryptocurrencies + real stocks and etfs
Forex Pairs:
62
70+
Stocks:
6493
6,600+
Indices:
32
30+
Commodities:
47
20+
Cryptocurrencies:
145
40+

61% of retail CFD accounts lose money.

71% of retail CFD accounts lose money.

eToro offers traders a broad lineup of 7,000+ market instruments, which include CFDs on forex, stocks, indices, commodities, etfs, cryptocurrencies + real stocks, etfs and crypto. Its product line includes 62 forex pairs, 6493 stocks, 32 indices, 47 commodities, and 145 crypto pairs.

XTB, in comparison, delivers 11,500+ instruments and supports CFDs on forex, stocks, indices, commodities, cryptocurrencies + real stocks and etfs. The selection spans 70+ forex pairs, 6,600+ stocks, 30+ indices, 20+ commodities, and 40+ crypto pairs.

eToro vs XTB Account Types

Standard Account:
Yes
Yes
Raw Spread Account:
No
No
Zero Spread Account:
Yes
No
Demo Account:
Yes
Yes
Islamic (swap-free) account:
Yes
Yes
Other Account Types:
No
No

eToro vs XTB Spreads Comparison

The figures below reflect the minimum spreads available on standard accounts for eToro and XTB, but actual trading costs can change with market conditions. Always verify live spreads on each broker's website, as pricing can widen or tighten with volatility and liquidity. Neither brokers provide data about the average spreads. Nor do they feature a raw spread account with raw pricing.

Minimum Spreads: For major forex pairs, eToro quotes minimum spreads of 1.0 pips on EUR/USD and 2.0 pips on GBP/USD, while XTB offers 0.8 pips and 1.7 pips respectively. On USD/CAD, eToro shows 1.5 pips and XTB posts 1.5 pips. For CAD/JPY, eToro posts 6.0 pips compared with 4.1 pips at XTB.

Across other markets, eToro displays minimums of 0.025% on XAU/USD (Gold), $0.05 on WTI Crude Oil, and 1% on Bitcoin. XTB, in contrast, shows $0.3 on XAU/USD (Gold), $0.03 on WTI Crude Oil, and 0.22% on Bitcoin.

eToro vs XTB Minimum Spreads Comparison

EUR/USD:
1.0 pips
0.8 pips
GBP/USD:
2.0 pips
1.7 pips
USD/CAD:
1.5 pips
1.5 pips
CAD/JPY:
6.0 pips
4.1 pips
XAU/USD (Gold):
0.025%
$0.3
WTI Crude Oil:
$0.05
$0.03
Bitcoin:
1%
0.22%

eToro vs XTB Average Spreads Comparison

EUR/USD:
N/A
N/A
GBP/USD:
N/A
N/A
XAU/USD (Gold):
N/A
N/A

Costs on Raw/Zero Spread Account

Minimum Spread:
N/A
N/A
Commission per side per lot:
N/A
N/A

Other Features

Customer Support:
24/7 multilingual support via live chat and email (support tickets)
English, German, Czech, Italian, Spanish, French, and Polish available via telephone and live chat
Scalping:
No
Yes
Hedging:
Yes
Yes
Education:
Market analysis, tutorials, eToro Academy
Webinars (in some languages), educational articles, market analysis

61% of retail CFD accounts lose money.

71% of retail CFD accounts lose money.

eToro vs XTB: Wrapping Up the Comparison

eToro and XTB are long-standing, well-regulated brokers, founded in 2007 and 2002, respectively. eToro is supervised by the FCA (UK), CySEC (Cyprus), ASIC (Australia), FSRA (ADGM, UAE), MFSA (Malta) and FSA (Seychelles), while XTB operates under the supervision of the FCA (UK), CySEC (Cyprus), FSC (Belize), KNF (Poland) and SCA (Dubai, UAE).

eToro supports trading through its eToro proprietary platform and requires a $50 minimum deposit. The broker provides access to 7,000+ instruments across various markets. Additionally, eToro supports copy trading through its CopyTrader™ feature. XTB also offers an in-house trading platform called xStation 5 and has a minimum deposit of $0. The broker offers 11,500+ instruments, but it does not support copy trading.

Both brokers provide a standard account, a demo account, and a swap-free option. Neither broker offers a raw/zero spread account, and there are no additional account types beyond these. On pricing, minimum EUR/USD spreads start from 1.0 pips at eToro and 0.8 pips at XTB.

In short, eToro appeals to traders who value copy trading and a slightly stronger multi-regulatory framework, while XTB suits traders seeking a larger instrument selection, better local support (particularly in Europe), and lower starting spreads.

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