XTB vs FBS

Unsure whether XTB or FBS is the better fit for your trading? This broker comparison between XTB and FBS reviews regulation and safety, account types and costs, platforms and tools, market coverage, deposit and withdrawal methods, and other key details to help you decide.

Who is XTB?

XTB is a well-established global multi-asset broker founded in 2002, known for its strong regulatory footing and status as a publicly listed company. The broker stands out for its proprietary xStation platform, which is widely praised for its speed, intuitive interface, and advanced analytical tools. The official website of XTB is www.xtb.com.

The minimum deposit required to start trading with XTB is $0.

71% of retail CFD accounts lose money.

Who is FBS?

FBS is an international broker, founded in 2009, which has expanded its services to over 150 countries, serving millions of traders worldwide. The broker stands out for its low minimum deposit, competitive spreads, and global presence with localised payment options. The official website is www.fbs.com.

The minimum deposit required to start trading with FBS is $5.

71% of retail CFD accounts lose money.

XTB vs FBS Side-by-Side Comparison

Year Established:
2002
2009
Regulations:
FCA (UK), CySEC (Cyprus), FSC (Belize), KNF (Poland) and SCA (Dubai, UAE)
CySEC (Cyprus), FSC (Belize), ASIC (Autralia) and FSCA (South Africa)
Local Offices in:
Warsaw, London, Berlin, Bratislava, Bucharest, Dubai, Jakarta, Paris, Madrid, Prague, Santiago, Belize City, Limassol and Lisbon
Limassol and Belize City
Trading Platforms:
XStation 5
MT4, MT5 and FBS App
Minimum Deposit:
$0
$5
Account Base Currency:
USD
USD
Broker Type:
Hybrid model (A+B Book)
A-Book
Copy Trading:
No
No
Payment Methods:
Credit and debit cards, bank transfers, e-wallets (PayPal, Neteller etc.)
200+ payment methods (global and local) including credit & debit cards, bank wires, e-wallets and cryptocurrencies

XTB, founded in 2002, is a multi‑jurisdictional broker authorised by the FCA (UK), CySEC (Cyprus), FSC (Belize), KNF (Poland) and SCA (Dubai, UAE). The broker maintains a physical presence with local offices across Warsaw, London, Berlin, Bratislava, Bucharest, Dubai, Jakarta, Paris, Madrid, Prague, Santiago, Belize City, Limassol and Lisbon. The trading platform available to use at XTB is its proprietary xStation 5.

To open a real account at XTB, traders can start with whatever amount they wish, as the minimum deposit is set at $0 and account balances can be denominated in USD. This broker operates under a hybrid model (A+B Book). Further, clients can deposit and withdraw funds via credit and debit cards, bank transfers, e-wallets (PayPal, Neteller etc.). XTB does not offer copy trading.

In comparison, FBS, established in 2009, holds licenses from the CySEC (Cyprus), FSC (Belize), ASIC (Autralia) and FSCA (South Africa) and keeps local offices in Limassol and Belize City. The broker offers several trading platforms, including MT4, MT5 and FBS App.

The minimum deposit to open an account with FBS is $5, and the base currency available is USD. The execution model used by FBS is an A-Book model. For deposits and withdrawals, FBS supports 200+ payment methods (global and local) including credit & debit cards, bank wires, e-wallets and cryptocurrencies. FBS also does not support copy trading.

XTB vs FBS Market Instruments

Total number of market instruments:
11,500+
590+
Tradable CFD Assets:
Forex, stocks, indices, commodities, cryptocurrencies + real stocks and etfs
Forex, stocks, indices and commodities
Forex Pairs:
70+
100+
Stocks:
6,600+
469
Indices:
30+
11
Commodities:
20+
11
Cryptocurrencies:
40+
0

71% of retail CFD accounts lose money.

71% of retail CFD accounts lose money.

XTB offers access to a broad selection of assets totalling 11,500+, with CFDs on forex, stocks, indices, commodities, cryptocurrencies + real stocks and etfs. The lineup spans 70+ forex pairs, 6,600+ stocks, 30+ indices, 20+ commodities, and 40+ crypto pairs (cryptos are available exclusively in the EEA).

By comparison, FBS provides access to 590+ instruments and focuses on CFDs on forex, stocks, indices and commodities. This selection of products features 100+ forex pairs, 469 stocks, 11 indices and  11 commodities.

XTB vs FBS Account Types

Standard Account:
Yes
Yes
Raw Spread Account:
No
No
Zero Spread Account:
No
No
Demo Account:
Yes
Yes
Islamic (swap-free) account:
Yes
Yes
Other Account Types:
No
Cent

XTB vs FBS Spreads Comparison

This comparison focuses on minimum and, where available, average spreads on standard accounts for XTB and FBS. Actual trading costs can vary with market conditions and account type, so it is best to verify the latest figures on each broker’s website.

Minimum spreads: On forex pairs, XTB posts a minimum spread of 0.8 pips for EUR/USD, 1.7 pips for GBP/USD, 1.5 pips for USD/CAD, and 4.1 pips for CAD/JPY. In contrast, FBS quotes 0.8 pips on EUR/USD, 0.84 pips on GBP/USD, 1.095 pips on USD/CAD, and 1.7 pips on CAD/JPY.

For metals and energies, XAU/USD has a minimum spread of $0.3 at XTB versus $0.2 at FBS, and WTI is $0.03 at XTB versus $0.01 at FBS. For Bitcoin, XTB shows a minimum spread of 0.22%.

Average spreads: FBS provides averages of 1.2 pips for EUR/USD, 1.5 pips for GBP/USD, and $0.29 for XAU/USD. XTB does not provide data about the average spreads for these assets.

XTB vs FBS Minimum Spreads Comparison

EUR/USD:
0.8 pips
0.8 pips
GBP/USD:
1.7 pips
0.84 pips
USD/CAD:
1.5 pips
1.095 pips
CAD/JPY:
4.1 pips
1.7 pips
XAU/USD (Gold):
$0.3
$0.2
WTI Crude Oil:
$0.03
$0.01
Bitcoin:
0.22%
N/A

XTB vs FBS Average Spreads Comparison

EUR/USD:
N/A
1.2 pips
GBP/USD:
N/A
1.5 pips
XAU/USD (Gold):
N/A
$0.29

Other Features

Customer Support:
English, German, Czech, Italian, Spanish, French, and Polish available via telephone and live chat
24/7 Multilingual support via email, live chat, callback
Scalping:
Yes
Yes
Hedging:
Yes
Yes
Education:
Webinars (in some languages), educational articles, market analysis
Market analysis and insights, trader’s blog, FBS Academy

71% of retail CFD accounts lose money.

71% of retail CFD accounts lose money.

XTB vs FBS: Wrapping Up the Comparison

XTB and FBS are established global brokers, founded in 2002 and 2009, respectively. XTB is overseen by the FCA (UK), CySEC (Cyprus), FSC (Belize), KNF (Poland) and SCA (Dubai, UAE), while FBS is regulated by the CySEC (Cyprus), FSC (Belize), ASIC (Autralia) and FSCA (South Africa). Platform-wise, XTB provides xStation 5 as its single trading platform, while FBS offers multiple options, including MT4, MT5 and FBS App. 

In regard to minimum deposits, both brokers have low minimum deposit requirements: $0 at XTB and $5 at FBS. Both brokers provide a standard account, access to a demo environment, and a swap-free option for eligible clients. Copy trading is not available at either broker, and neither provides raw spread or zero spread accounts. XTB does not list additional account types beyond the standard format, whereas FBS also offers a Cent account.

In terms of market coverage, XTB provides access to 11,500+ instruments compared with 590+ instruments provided by FBS. Regarding costs, minimum EUR/USD spreads start from 0.8 pips at XTB and 0.8 pips at FBS. 

In short, XTB suits traders prioritizing extensive instrument selection and strong European support, while FBS appeals to those seeking MT4/MT5 platforms and truly global, 24/7 service.

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